Mutual Fund Concept

A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal. The money thus collected is then invested in capital market instruments such as shares, debentures and other securities. The income earned through these investments and the capital appreciation realized is shared by its unit holders in proportion to the number of units owned by them. Thus a Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost. The flow chart below describes broadly the working of a mutual fund:

Advantages of Mutual Funds

  • Professional Management 
  • Diversification 
  • Convenient Administration 
  • Return Potential 
  • Low Costs 
  • Liquidity 
  • Transparency 
  • Flexibility 
  • Choice of schemes 
  • Tax benefits 
  • Well regulated

Types of Mutual Funds schemes

  • By Structure
    • Open – Ended Schemes
    • Close – Ended Schemes
    • Interval Schemes
  • By Investment Objectives
    • Growth Schemes
    • Income Schemes
    • Balanced Schemes
    • Money Market Schemes
  • Other Schemes
    • Tax Saving Schemes
    • Special Schemes
      • Index Schemes
      • Sector Specific Schemes
How can we help you?

Contact us at the Panam Shares & Services office nearest to you or submit a business inquiry online.

*( We are neither qualified certified financial planner nor Sebi Registered investment advisors. We only suggest and/or recommend investment which is either incidental to each asset class or as recommended by our principals and execute them in the capacity of distributors/Intermediaries.)

(AMFI Registered Mutual Funds Distributors – Panam Shares and Services, Panam Capital Market LLP and Caerus Global Financial Services LLP)